Credit Evaluation School - May 2023

Internal Use Only

Asset Quality Rating - 5 A rating of 5 represents critically deficient asset quality or credit administration practices that present an imminent threat to the institution’s viability.

Internal Use Only

Suggested AQ Comment This is a sample format and can be utilized as framework for an AQ comment. However, each examination is different and therefore, each AQ comment should be different. Utilize your state’s guidelines when writing AQ comments.