Credit Evaluation School Instructor eBook - Oct 2023

Internal Use Only

COMMON RISKS IN LOAN PORTFOLIO • Self dealing loans • Anxiety for income or growth • Weak servicing • Incomplete credit information • Poor supervision • Complacency • Poor risk evaluation • Concentrations of credit • Subprime Lending

• Like other lists, this is again not all ‐ inclusive. Go over each of these and explain and give examples, if possible.