Credit Evaluation School Instructor eBook - Oct 2023

Internal Use Only

Standard Review Items  Previously Classified  Internal Watch List  External Loan Review  Past Dues • Delinquency Threshold • Files worked or discussed only  Nonaccrual  Restructured  Insider and Related-Interest  Participations

 Loans above the “cut”  Letters of credit  Unfunded Loan Commitments  Financed Sales of Other Real Estate  Unusual Loans • Capitalized Interest • Out-of-Territory • Long-term Unsecured • Evergreen  New Loan Sampling  New Loan Officer Sample

• This is not an all ‐ inclusive list. Try to briefly touch on these, especially those that have specific terminology (Evergreen, above the cut, etc.). • Ask students if they can think of any other examples.