Credit Evaluation School Dec 2022

Internal Use Only

Classification • Clear & concise reasons for classification • Accurate • Include management's response including any commitments • If debt was classified at the previous exam, include the information - how classified & what amount

23

Internal Use Only

Classification

Example: Previously Classified

Debt classified Substandard at the previous examination in the amount of $150,000. Collateral remains the same.

24

Pge 12