Credit Evaluation School Dec 2022

Internal Use Only

Types of Writeups • Agencies have different formats for loan writeups • May vary depending on the examination • Full: detail of the credit relationship & 6 Ps • Abbreviated: summary (usually one paragraph) • Bullet points: highlight each area

5

Internal Use Only

Contents of a Writeup All write-ups should include the following: • Identification of Borrower • Description of Debt • Description of Collateral • Borrower’s Financial Status • Classification • Management’s comments, plan, and/or prospects

6

Pge 3