Credit Evaluation School Dec 2022

Internal Use Only

Person / People • Who is the borrower? • Borrower’s primary business? • Owners of the business? • Borrower’s background & experience? • Guarantors? • Any related businesses?

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Internal Use Only

Purpose • How are loan proceeds being used? • Structure of financing appropriate for loan purpose? • Repayment terms appropriate - frequency & source of repayment?

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