Capital Markets School

Internal Use Only

Cash Flow Example At your table review item 4.1 Cloyd Bank and Trust Basic Short Term Liquidity. • Assess the process and assumptions. • Is there any additional information you would like to see included? • Is this adequate for the size and complexity of the bank? • Would it be appropriate if the bank was much larger? • Or much smaller?

Internal Use Only

Developing Stress Scenarios

“If anything can go wrong, it will.” – Murphy’s Law