Capital Markets School - October 2023

Internal Use Only

Asset Maturity/Repricing Trends

Investment Portfolio Maturity/Repricing Distribution < 1 year

9.66% 9.65% 8.40% 7.11% 8.01% 8.55% 9.99% 11.18% 9.37% 6.61%

4.78%

4.63%

1 year to 5 years 5 years to 15 years

29.64% 25.90% 23.04% 27.32% 29.81% 30.12% 25.35% 25.82% 28.97% 24.80% 33.13% 39.03% 29.63% 25.45% 22.73% 23.70% 25.31% 27.86% 33.24% 35.10% 34.80% 42.44% 39.19% 33.01% 31.01% 39.01% 45.83% 41.86% 36.88% 33.47% 31.42% 27.90% 26.87% 26.15% 22.28% 23.34%

> 15 years

Loan Portfolio Maturity/Repricing Distribution < 1 year

46.82% 45.55% 42.21% 34.11% 32.97% 31.51% 31.18% 32.97% 31.46% 29.84% 32.36% 40.04% 42.10% 42.55% 43.40% 53.00% 53.32% 53.94% 53.30% 50.78% 49.61% 49.08% 46.04% 39.00% 8.04% 8.98% 11.63% 10.62% 11.37% 12.07% 13.01% 13.73% 15.92% 17.71% 17.77% 16.95%

1 year to 5 years 5 years to 15 years

> 15 years

2.54% 2.50% 2.37% 2.07% 2.09% 2.31% 2.36% 2.38% 2.89% 3.30%

3.79%

3.92%

63

Internal Use Only

Fixed Assets Other Assets

64