Capital Markets School - Case Study

8/17/22, 11:03 AM

Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution

Capital Analysis-d 08/17/2022 11:02:21 AM

FDIC Certificate # OCC Charter # 0 Public Report Risk Based Capital ($000) Tier 1 Capital Total Equity Capital Adjusted - Ineligible Def Tax Assets

FRB District/ID_RSSD 6 / County:

CLOYD BANK & TRUST; GREENBOW , AL Capital Analysis--Page 11C

03/31/2022

03/31/2021

12/31/2021

12/31/2020

12/31/2019

N/A

N/A

N/A

N/A

N/A

0 0

0 0

0 0

0 0

0 0

- Ineligible Intangibles

- Cumul Change F.V. Financial Liab

N/A

N/A

N/A

N/A

N/A

Net Tier 1

88,925

64,167

87,089

62,912

54,156

Tier 2 Capital + Qualif Debt and Redeem Pfd + Cumulative Preferred Stock + Allowable LN&LS Loss Allow + Unrl Gain Mktbl Eqy Sec (45%) + Other Tier 2 Capital Comp Total RBC Before Deductions Tier 1 & Tier 2 Tier 3 & Fin Sub Adj - Deductions for Total RBC Total Risk-Based-Capital Risk-Weighted Assets On-Balance Sheet Category Two - 20% Category Three - 50% Category Four - 100% Total On-Balance Sheet Memo: Category One - 0% Category Two - 20% Category Three - 50% Category Four - 100% Total Off-Balance Sheet Memo: Category One - 0% Off-Balance Sheet Adjustments to Risk-Wgt Assets Risk-Weighted Asset Before Ded - Excess Allowable LN&LS Loss Al - Allocated Transfer Risk Reserve + Mkt Risk Asset & Fin Sub Adj Total Risk-Weighted Assets Net Eligible Tier 2

N/A N/A N/A N/A 7,104 7,104

N/A N/A N/A N/A 5,464 5,464

N/A N/A N/A N/A 6,639 6,639

N/A N/A N/A N/A 5,464 5,464

N/A N/A N/A N/A 4,965 4,965

96,029

69,631

93,728

68,376

59,121

N/A N/A

N/A N/A

N/A N/A

N/A N/A

N/A N/A

96,029

69,631

93,728

68,376

59,121

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

80,463 61,175 343,843 530,449 76,266

29,827 52,980 323,342 435,550 123,423

24,212 44,230 301,936 394,471 35,058

0 0

0 0

0 0

667 667

1,587 1,587

2,778 2,778

0

0

0

568,339

437,158

531,117

437,138

397,249

748

618

1,027

598

43

0

0

0

0

0

N/A

N/A

N/A

N/A

N/A

567,591

436,540

530,090

436,540

397,206

https://cdr.ffiec.gov/Public/Reports/UbprReportPrint.html

30/39