Capital Markets School - Case Study

8/17/22, 11:03 AM

Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution

Liquidity & Inv Portfolio 08/17/2022 11:02:21 AM

FDIC Certificate # OCC Charter # 0 Public Report Percent of Total Assets

FRB District/ID_RSSD 6 / County:

CLOYD BANK & TRUST; GREENBOW , AL Liquidity & Investment Portfolio--Page 10A

03/31/2022

03/31/2021

12/31/2021

12/31/2020

12/31/2019

BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT

Short Term Investments Marketable Equity Sec (MES) Net LN&LS & SBLC to Assets

3.74 0.00

12.40 0.00 58.55 26.50

14 82 17 64

19.33 0.00 50.08 23.07

13.62 0.00 62.50 26.68

74 82 19 46

3.76 0.00

12.81 0.00 59.18 26.45

15 82 15 54

15.55 0.00 56.45 21.82

12.15 0.00 64.80 27.71

68 82 26 41

3.55 0.00

7.95 0.01

24 81 28 34

44.40 30.57

44.17 26.63

63.76 21.50

69.68 30.18

Pledged Assets

Securities Mix % Total Securities US Treas & Govt Agencies

7.50 8.66

24.49 27.91 19.27 5.85 2.97 0.19 0.21 2.42 0.00 0.01 -0.27 -4.59 -0.24 28.75 29.28 0.10

29 22 96 31 80 87 97 58 94 82 99 16 93 81 26 74

2.59 19.68 73.39 0.00 4.18 0.00 0.00 0.16 0.00 0.00

16.67 32.13 21.26 6.45 3.53 0.24 0.11 1.95 0.00 0.02 -0.03 1.04 0.05 33.27 28.82 0.31

27 31 95 33 67 87 97 60 94 82 96 54 78 83 28 64

6.93 9.57

20.76 30.08 20.04 5.90 3.10 0.22 0.14 2.28 0.00 0.02 -0.06 0.24 0.02 30.09 29.21 0.15

34 22 95 31 80 87 97 60 94 82 97 30 82 70 26 76

3.81 23.88 72.11 0.00 0.00 0.00 0.00 0.20 0.00 0.00

14.27 33.58 20.82 7.23 3.61 0.24 0.17 1.83 0.00 0.02

37 34 94 33 51 87 97 62 94 82 95 73 77 81 27 67

5.13 24.86 69.45 0.33 0.00 0.00 0.00 0.22 0.00 0.00

17.73 28.84 20.31 9.64 3.98 0.15 0.13 1.47 0.24 0.04

36 45 95 36 53 89 97 67 95 81 99 95 81 77 64 27 68

Municipal Securities

Pass-Through Mtg Backed Secs CMO & REMIC Mtg Backed Secs Commercial Mtg Back Secs Asset Backed Securities Structured Financial Products Other Domestic Debt Secs Foreign Debt Securities Inv Mut Fnd & Oth Mktbl Liquidity/Securities Ratios: App (Dep) Hi Risk & Struc/T1 Cap App (Dep) in AFS sec to AFS Sec App (Dep) in HTM Sec to HTM Sec App (Dep) in HTM Sec to Eqy Cap Pledged Securities to Tot Sec Pledged Loans to Total Loans Loans Held for Sale to Total Loans Total

75.45 0.00 7.90 0.00 0.00 0.51 0.00 0.00 0.00 -6.48 0.00 56.07 11.89 0.12

74.55 0.00 8.43 0.00 0.00 0.52 0.00 0.00 0.00 -0.43 N/A 0.00 46.42 11.79 0.22

100.00 100.00

99 100.00 100.00

99 100.00 100.00

99 100.00 100.00

99 100.00 100.00

0.00 1.14 N/A 0.00

0.00 3.29 N/A 0.00

0.00 2.47

0.00 1.78 N/A 0.00

0.00 0.93

N/A -2.01 N/A

1.58 N/A

0.97 N/A

2.15 N/A

1.16 N/A

0.07 34.72 29.40 0.38

0.04 36.22 30.55 0.20

66.11 14.39 0.17

66.98 13.78 0.26

50.82 14.14 0.17

Short Term Investments Short Term Assets Debt Securities 90+ Days P/D Total Non-Current Debt Sec Fair Value Structured Notes Pledged Securities Pledged Loans & Leases Loans Held for Sale

37,054 118,067

152,817 226,814

36,301 119,141

111,941 199,113

19,867 101,513

0 0 0

0 0 0

0 0 0

0 0 0

0 0 0

249,443 53,189

124,680 57,693

205,921 51,032

100,471 56,608

69,553 50,773

542

699

932

1,080

603

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