Capital Markets School - Case Study
8/17/22, 11:03 AM
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Liquidity & Funding 08/17/2022 11:02:21 AM
FDIC Certificate # OCC Charter # 0 Public Report Percent of Total Deposits
FRB District/ID_RSSD 6 / County:
CLOYD BANK & TRUST; GREENBOW , AL Liquidity & Funding--Page 10
03/31/2022
03/31/2021
12/31/2021
12/31/2020
12/31/2019
BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT
Individ, Partnerships, and Corp. U.S. Govt, States & Political Sub in U.S. Comml Banks & Other Dep Inst. in U.S.
72.70 27.27 0.03 0.00 0.00
89.23 9.52 0.50 0.02 0.02
3
78.16 21.80 0.04 0.00 0.00
89.53 8.94 0.70 0.03 0.00
9
72.67 27.30 0.03 0.00 0.00
89.28 9.40 0.54 0.02 0.00
3
79.62 20.30 0.08 0.00 0.00
89.38 8.96 0.81 0.03 0.00
12 91 56 98 99
78.75 21.25 0.00 0.00 0.00
88.79 9.38 0.97 0.11 0.00
12 91 40 98 99 93 17 38 77 99 99 99 70 47 79 18 23 77 29 32 52 68 44 82
97 52 99 99
94 51 98 99
97 52 98 99
Banks in Foreign Countries Foreign Govts and Official Inst.
Total deposits
100.00 100.00
93 100.00 100.00
93 100.00 100.00
93 100.00 100.00
93 100.00 100.00
Domestic Demand Deposits Domestic Other Transaction Accts Domestic Nontransaction Accts Total Domestic Deposits Deposits in Foreign Offices
38.48 30.82 30.70
27.26 13.11 57.35
79 90
0.16 11.55 88.29
24.80 11.47 61.72
0
8.51 3.31
26.80 12.89 58.10
13 20 88
4.99 5.63
22.83 10.75 64.54
6
6.15 4.67
16.91 8.68 72.88
50 86
35 86
2
88.18
89.39
89.18
100.00 100.00
99 100.00 100.00
99 100.00 100.00
99 100.00 100.00
99 100.00 100.00
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
Total Deposits
100.00 100.00
99 100.00 100.00
99 100.00 100.00
99 100.00 100.00
99 100.00 100.00
Liquidity/Funding Ratios Net Non Core Fund Dep $250M
8.73 81.44 5.60
-7.72 83.28 4.38
88 -12.55
-7.04 80.56 4.94
33 47 66
7.13 80.53 3.28
-7.91 82.03 4.48
84 34 45
-5.52 78.86 6.97
-3.83 79.11 5.53
42 42 68 50 58 37 29 31 59 71 50 76
9.79 77.17 11.00
3.22 76.84 6.93
Core Deposits
31 69
81.28 6.01
Short Term Non Core Funding S.T Inv to S.T. Ncore Fund S.T. Asset to S.T. Liabilities Net S.T. Liabilities to Assets Net Loans & Leases to Deposits Net LN&LS to Core Deposits Brkr Dep Mat < 1 Yr to Brkr Deps Brokered Deposits to Deposits Listing Service Dep to Deposits List Service and Brkrd Dep to Deps Sec Bor + sec FFP to Tot Bor + FFP Recip Brkrd Dep to Tot Brkrd Dep Total Deposits Individ, Partnerships, and Corp. U.S. Govt, States & Political Sub in U.S. Comml Banks & Other Dep Inst. in U.S.
66.86 518.91 115.70 247.99 -1.62 -11.39
14 321.71 460.78 24 231.68 226.36 76 -16.31 -11.04
55 114.88 505.15 60 148.82 249.06
26 223.13 375.25 35 194.25 202.40
32.28 193.02 77.01 159.15
33 20 20 62 73 53 79
-4.05 52.46 54.73
-11.75 67.94 72.55
70 -13.42
-9.24 75.84 82.44
5.42 74.29 81.98
-5.26 82.43 91.22
52.26 54.51
66.48 70.84
21 21 64 76 56 84
58.19 61.45
72.31 78.07
18 19 63 74 55 85
66.68 71.30
N/A 32.32 N/A
N/A 37.44 N/A
N/A 33.56 N/A
N/A 37.71 N/A
N/A 44.39 N/A
0.00 0.00 0.00 0.00 N/A
0.88 0.32 1.47 2.74
0.00 0.00 0.00 0.00 N/A
1.09 0.48 1.88 6.65
0.00 0.00 0.00 0.00 N/A
0.92 0.35 1.52 2.55
0.00 0.00 0.00 0.00 N/A
1.26 0.59 2.18 7.75
0.00 0.00 0.00 0.00 N/A
1.73 0.69 2.78 1.92
3.19 N/A
3.97 N/A
2.96 N/A
2.44 N/A
3.47 N/A
611,344 229,288
530,233 147,873
589,144 221,303
483,358 123,225
375,319 101,281
248
248
248
497
0 0 0
Banks in Foreign Countries Foreign Govts and Official Inst.
0 0
0 0
0 0
0 0
Total Deposits
840,880
678,354
810,695
607,080
476,600
Domestic Demand Deposits Domestic Other Transaction Accts Domestic Nontransaction Accts Total Domestic Deposits Deposits in Foreign Offices
323,572 259,121 258,187 840,880
1,094 78,370 598,890 678,354
68,959 26,866 714,870 810,695
30,281 34,158 542,641 607,080
29,310 22,264 425,026 476,600
N/A
N/A
N/A
N/A
N/A
Total Deposits
840,880
678,354
810,695
607,080
476,600
Other Liquidity/Funding Data Non Core Liabilities $250M Short Term Non Core Funding
114,224 55,422 806,217 46,627 19,418 20,860 13,802
79,825 47,502 642,377 50,396 20,600 23,654 12,323
98,125 31,600 777,034 48,458 18,546 2,135 31,525
81,356 50,168 567,720 52,338 19,956 28,172 11,188
67,809 61,537 431,897 70,289 13,811 38,432 6,272 10,000
Core Deposits
Time Deps $250M & Under Mat < 1 Yr Time Deps $250M & Under Mat > 1 Yr Time Deps over $250M Mat < 1 Yr Time Deps over $250M Mat > 1 Yr Fed Home Loan Bor Mat < 1 Yr Fed Home Loan Bor Mat > 1 Yr Other Borrowing Mat < 1 Year
0
0
0
0
45,000
20,000
35,000
20,000
0 0
0
0
0
0
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