Capital Markets School - Case Study

CLOYD BANK & TRUST RSSD-ID Last Updated on 4/30/2022

FFIEC 051 Report Date 3/31/2022

37

(Column A) Past due 30 through 89 days and still accruing

(Column B) Past due 90 days or more and still accruing

(Column C) Nonaccrual

Dollar amounts in thousands

M.1.d.

d. Secured by nonfarm nonresidential properties:

RCONK114 1. Loans secured by owner-occupied nonfarm nonresidential properties........................................................................................... RCONK117 2. Loans secured by other nonfarm nonresidential properties........... RCONK257 e. Commercial and industrial loans........................................................... f. All other loans (include loans to individuals for household, family, and other personal expenditures)..................................................................... RCONK126

RCONK115 NR

RCONK116 NR

M.1.d.1. NR

RCONK118 NR RCONK258 NR

RCONK119 NR RCONK259 NR

M.1.d.2. NR M.1.e. NR

RCONK127 NR

RCONK128 NR

M.1.f. NR

Itemize loan categories included in Memorandum item 1.f, above that exceed 10 percent of total loans restructured in troubled debt restructurings that are past due 30 days or more or in nonaccrual status (sum of Memorandum items 1.a through 1.e plus 1.f, columns A through C): 1. Loans secured by farmland............................................................

RCONK131 NR

RCONK132 NR

M.1.f.1. NR

RCONK130

M.1.f.2.

2. Not applicable

M.1.f.3.

3. Not applicable

4. Loans to individuals for household, family, and other personal expenditures:

M.1.f.4.

RCONK275 NR RCONK278 NR

RCONK276 NR RCONK279 NR

M.1.f.4.a. NR M.1.f.4.b. NR

RCONK274 a. Credit cards............................................................................. RCONK277 b. Automobile loans.....................................................................

c. Other (includes revolving credit plans other than credit cards and other consumer loans).........................................................

RCONK281 NR

RCONK282 NR

M.1.f.4.c. NR

RCONK280

Memorandum item 1.f.(5) is to be completed by: * Banks with $300 million or more in total assets

* Banks with less than $300 million in total assets that have loans to finance agricultural production and other loans to farmers (Schedule RC-C, Part I, item 3) exceeding 5 percent of total loans 5. Loans to finance agricultural production and other loans to farmers 1 ............................................................................................. g. Total loans restructured in troubled debt restructurings included in Schedule RC-N, items 1 through 7, above and not reported in Schedule RC-C, Part I, Memorandum item 1 (sum of items Memorandum item 1.a.(1) through Memorandum item 1.f)................................................................. 2. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule RC-N, items 4 and 7, above............................................................................................................

RCONK139 NR

RCONK140 NR

M.1.f.5. NR

RCONK138

RCONHK27 0

RCONHK28 0

M.1.g. 639

RCONHK26

RCON6559 0

RCON6560 0

M.2. 0

RCON6558

M.3.

3. Not applicable

Memorandum item 4 is to be completed by: * banks with $300 million or more in total assets

* banks with less than $300 million in total assets that have loans to finance agricultural production and other loans to farmers (Schedule RC-C, Part I, item 3) exceeding 5 percent of total loans: 4. Loans to finance agricultural production and other loans to farmers (included in Schedule RC-N, item 7, above) 1 ..................................................................

RCON1597 0

RCON1583 0

M.4. 0

RCON1594

1. The $300 million asset-size test and the 5 percent of total loans test are based on the total assets and total loans reported on the June 30, 2018, Report of Condition. 1. The $300 million asset-size test and the 5 percent of total loans test are based on the total assets and total loans reported on the June 30, 2018, Report of Condition.