Capital Markets School - Case Study

DATE: 2/10/22 DECEMBER 2021 THRU 02/10/22 REPORT Cloyd Bank & EXCLUDE

50

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UNEARNED INCOME ORIG FEES UNEARNED SBA PPP ORIG FEES

742,732.60 36,611.69- 540,919.11 294,329.25 13,935.36 10,881.33 33,342.28 1,711.84 354,200.06 80,362.59 26,214.39 8,025.00 7,083.92

TOTAL OTHER LOANS

CHARGED OFF LOANS COML CHARGED OFF LOANS RE CHARGED OFF LOANS CONSUMER CHARGED OFF DDA/SAV ACCTS

CHARGED OFF LOCS

CHARGE OFFS-CURRENT YR

RECOVERED COML LOAN CHARGE OFFS RECOVERED CONSUMER CHARGE OFFS RECOVERED REAL ESTATE CHARGE OFFS

RECOVERED DDA/SAV ACCTS

RECOVERED LOCS

.00

RECOVERIES-CURRENT YR

121,685.90

ALLOWANCE FOR LOAN LOSS

7,509,596.79

ALLOWANCE FOR LOAN LOSSES-SSBCI

388,945.33-

TOTAL ALLOWANCE FOR LOAN LOSS

7,666,027.96-

NET LOANS

425,286,487.36

OTHER REAL ESTATE

.00

REAL ESTATE VENTURES

6,540,613.00

LAND

3,996,607.29 378,947.88 1,498,974.31

LAND IMPROVEMENTS

CONSTRUCTION IN PROCESS