Capital Markets Examiner School, Providence, RI

Policies and Risk Management

• Sets the stage for bank oversight of key investment risks. – Remember setting the tone from the top.

• How do policies provide a framework to oversee and control these risks within the bank’s appetite?

• Is there a good feedback loop from treasury to the Board and senior management to ensure compliance?

Investment Security Classes

 US Government Securities

 US Government Agency Debt

 Mortgage Debt

 Municipals

 Corporate Debt