Capital Markets Examiner School, Providence, RI

Cash Flow Analysis

 Behavioral assumptions – the usual key factors

 Deposit flows (Marketing and Incentive programs)

 Loan and securities prepayments

 New loan activity

 Investment transactions

Cash Flow Analysis

 Supporting Information and Documentation

 Budget

 Investment cash flow reports

 Loan pipeline reports

 Maturity reports for CDs

 NMD maturity estimates from IRR model