Capital Markets Examiner School, Providence, RI

Liquidity Sources

Assets

Liabilities

 Deposits

 Cash  Due From Accounts  Interest Bearing Bank Balances  Federal Funds Sold/Repos  Unencumbered Investment Securities  Loans

 Public Funds  Deposit Listing Services

 Wholesale Funding  Borrowings  Federal Funds

Purchased/Correspondent Lines  FHLB  Federal Reserve Discount Window

 Brokered Deposits  True Brokered

 CDARS/Reciprocal CDARS/ICS

Liquidity versus Funding

Liquidity

Funding  Unencumbered Investment Securities  Loans  Wholesale Funding  Borrowings  Federal Funds Purchased/Correspondent Lines  FHLB  Federal Reserve Discount Window  Brokered Deposits  True Brokered  CDARS/Reciprocal CDARS/ICS

 Cash  Due From Accounts  Interest Bearing Bank Balances  Federal Funds Sold/Repos  Deposits  Public Funds  Deposit Listing Services