CSBS BAI Online Course Catalog
diligence; recognizing the main elements of a Customer Identification Program and recognizing the main elements of OFAC compliance.
Commercial Banking: Capacity and Underwriting 15 minutes This interactive course discusses the importance of conducting a cash flow analysis when assessing whether a borrower will be able to repay a loan. It also explains how to construct a cash flow analysis and interpret the cash flow statement. 15 minutes This interactive course provides an overview of collateral and how it is used in the underwriting process, including the types of collateral that can be used for commercial loans and the information that is needed to verify collateral. 25 minutes This interactive course provides an overview of the lending process, including how to answer consumer questions, what disclosures must be provided throughout the application timeline, and what common forms are needed for an application. This course also addresses the types of questions lenders can and cannot ask during the application process. This course includes: Reg B, TILA. 20 minutes This course provides an overview of the requirements and prohibitions of closing commercial loans. Regulations addressed in this course include the Equal Credit Opportunity Act (ECOA) and Truth in Lending Act (TILA). 25 minutes This interactive course provides an overview of the regulations and guidance that affect the maintenance of a commercial loans portfolio. Regulations addressed in this course include the Community Reinvestment Act (CRA) and Regulation O. Commercial Banking: Collateral and Underwriting Commercial Banking: Completing the Application Commercial Banking: Considerations at Closing Commercial Banking: Consumer Lending Rules and Regulations
Commercial Banking: Business Credit Cards 20 minutes This interactive course provides an overview of how business credit cards function, including the rules that affect underwriting decisions on credit card applications, the required disclosures for business credit card accounts, and the process for handling errors and disputes. This course includes: TILA.
Made with FlippingBook - Online catalogs