CMS Sept 2022

Internal Use Only

What is On Balance Sheet Liquidity?

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Internal Use Only

O n B alance S heet Liquidity

Highly Liquid Assets: • Cash & Due From Accounts • Interest Bearing Bank Balances • Federal Funds Sold/Repos • Unencumbered Investments

Measured Against: • Total Deposits • Measures coverage of potential deposit outflows

• Total Funding

• If high levels of

wholesale funding

• Total Assets • Ability to fund growth

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