CMS Sept 2022

Internal Use Only

What is CBLR? • Allows community banks that meet certain criteria to opt out of risk weighting assets • CBLR banks use only the Tier 1 Capital Leverage Ratio

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Internal Use Only

Who is eligible?

• Leverage ratio greater than 9%, and • Less than $10 billion average total consolidated assets, and • Off ‐ balance sheet exposure 25% or less of total consolidated assets, and • Trading assets plus trading liabilities 5% or less of total consolidated assets, and • Not an advanced approaches banking organization

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