CMS Case Study

Contingency Funding Plan

INVESTMENT COUNSEL AND MANAGEMENT

Cloyd Bank & Trust December 27, 2021

Page 1 Smith Shellnut Wilson, LLC  Investment Counsel and Management  SEC Registered Investment Advisor 661 Sunnybrook Rd., Suite 130  Ridgeland, MS 39157  Telephone 601-605-1776  Fax 601-605-1710