CMS Case Study

Summary of Rates - 03/31/2021

INDICES

CURR. RATES UP 400BP 24M UP 200BP 24M FLAT UP 200BP

UP 200BP DOWN 100BP SHOCK UP 400BP SHOCK UP 300BP SHOCK UP 200BP

WSJ Prime Fed Funds

3.25 400 (1 - 24) 7.25 200 (1 - 24) 5.25 200 (1 - 12) 5.25 200 (1 - 12) 5.25 -25 (1 - 12) 3.00 400 (1 - 1) 7.25 300 (1 - 1) 6.25 200 (1 - 1) 5.25 0.25 400 (1 - 24) 4.25 200 (1 - 24) 2.25 200 (1 - 12) 2.25 200 (1 - 12) 2.25 -24 (1 - 12) 0.01 400 (1 - 1) 4.25 300 (1 - 1) 3.25 200 (1 - 1) 2.25 0.10 400 (1 - 24) 4.10 200 (1 - 24) 2.10 200 (1 - 12) 2.10 200 (1 - 12) 2.10 -24 (1 - 12) -0.14 400 (1 - 1) 4.10 300 (1 - 1) 3.10 200 (1 - 1) 2.10 0.10 400 (1 - 24) 4.10 200 (1 - 24) 2.10 200 (1 - 12) 2.10 200 (1 - 12) 2.10 -24 (1 - 12) -0.14 400 (1 - 1) 4.10 300 (1 - 1) 3.10 200 (1 - 1) 2.10

CENTERSTATE FFS SERVISFIRST 1 Month LIBOR 3 Month LIBOR 6 Month LIBOR 1 Year LIBOR 2 Year LIBOR 3 Year LIBOR 4 Year LIBOR 5 Year LIBOR 7 Year LIBOR 10 Year LIBOR 3 Month CMT 6 Month CMT

0.10 400 (1 - 24) 4.10 200 (1 - 24) 2.10 233 (1 - 12) 2.43 200 (1 - 12) 2.10 0.16 400 (1 - 24) 4.16 200 (1 - 24) 2.15 238 (1 - 12) 2.53 200 (1 - 12) 2.15 0.19 400 (1 - 24) 4.19 200 (1 - 24) 2.19 243 (1 - 12) 2.61 200 (1 - 12) 2.19

0 (0 - 0) 0.10 400 (1 - 1) 4.10 300 (1 - 1) 3.10 200 (1 - 1) 2.10 0 (0 - 0) 0.16 400 (1 - 1) 4.16 300 (1 - 1) 3.16 200 (1 - 1) 2.15 0 (0 - 0) 0.19 400 (1 - 1) 4.19 300 (1 - 1) 3.19 200 (1 - 1) 2.19

0.27 400 (1 - 24) 4.27 200 (1 - 24) 2.27 240 (1 - 12) 2.66 200 (1 - 12) 2.27 -2 (1 - 12) 0.25 400 (1 - 1) 4.27 300 (1 - 1) 3.27 200 (1 - 1) 2.27 0.26 400 (1 - 24) 4.26 200 (1 - 24) 2.26 238 (1 - 12) 2.64 200 (1 - 12) 2.26 -1 (1 - 12) 0.25 400 (1 - 1) 4.26 300 (1 - 1) 3.26 200 (1 - 1) 2.26 0.45 400 (1 - 24) 4.45 200 (1 - 24) 2.45 222 (1 - 12) 2.67 200 (1 - 12) 2.45 -20 (1 - 12) 0.25 400 (1 - 1) 4.45 300 (1 - 1) 3.45 200 (1 - 1) 2.45 0.68 400 (1 - 24) 4.68 200 (1 - 24) 2.68 203 (1 - 12) 2.71 200 (1 - 12) 2.68 -43 (1 - 12) 0.25 400 (1 - 1) 4.68 300 (1 - 1) 3.68 200 (1 - 1) 2.68 0.90 400 (1 - 24) 4.90 200 (1 - 24) 2.90 186 (1 - 12) 2.76 200 (1 - 12) 2.90 -65 (1 - 12) 0.25 400 (1 - 1) 4.90 300 (1 - 1) 3.90 200 (1 - 1) 2.90 1.26 400 (1 - 24) 5.26 200 (1 - 24) 3.26 158 (1 - 12) 2.84 200 (1 - 12) 3.26 -100 (1 - 12) 0.26 400 (1 - 1) 5.26 300 (1 - 1) 4.26 200 (1 - 1) 3.26 1.60 400 (1 - 24) 5.60 200 (1 - 24) 3.60 135 (1 - 12) 2.95 200 (1 - 12) 3.60 -100 (1 - 12) 0.60 400 (1 - 1) 5.60 300 (1 - 1) 4.60 200 (1 - 1) 3.60 0.03 400 (1 - 24) 4.03 200 (1 - 24) 2.03 206 (1 - 12) 2.09 200 (1 - 12) 2.03 -2 (1 - 12) 0.01 400 (1 - 1) 4.03 300 (1 - 1) 3.03 200 (1 - 1) 2.03 0.06 400 (1 - 24) 4.06 200 (1 - 24) 2.06 208 (1 - 12) 2.14 200 (1 - 12) 2.06 -5 (1 - 12) 0.01 400 (1 - 1) 4.06 300 (1 - 1) 3.06 200 (1 - 1) 2.06 0.16 400 (1 - 24) 4.16 200 (1 - 24) 2.16 196 (1 - 12) 2.12 200 (1 - 12) 2.16 -15 (1 - 12) 0.01 400 (1 - 1) 4.16 300 (1 - 1) 3.16 200 (1 - 1) 2.16 0.33 400 (1 - 24) 4.33 200 (1 - 24) 2.33 181 (1 - 12) 2.14 200 (1 - 12) 2.33 -32 (1 - 12) 0.01 400 (1 - 1) 4.33 300 (1 - 1) 3.33 200 (1 - 1) 2.33 0.82 400 (1 - 24) 4.82 200 (1 - 24) 2.82 141 (1 - 12) 2.23 200 (1 - 12) 2.82 -81 (1 - 12) 0.01 400 (1 - 1) 4.82 300 (1 - 1) 3.82 200 (1 - 1) 2.82 1.29 400 (1 - 24) 5.29 200 (1 - 24) 3.29 103 (1 - 12) 2.32 200 (1 - 12) 3.29 -100 (1 - 12) 0.29 400 (1 - 1) 5.29 300 (1 - 1) 4.29 200 (1 - 1) 3.29 1.63 400 (1 - 24) 5.63 200 (1 - 24) 3.63 79 (1 - 12) 2.42 200 (1 - 12) 3.63 -100 (1 - 12) 0.63 400 (1 - 1) 5.63 300 (1 - 1) 4.63 200 (1 - 1) 3.63 2.45 400 (1 - 24) 6.45 200 (1 - 24) 4.45 79 (1 - 12) 3.24 200 (1 - 12) 4.45 -100 (1 - 12) 1.45 400 (1 - 1) 6.45 300 (1 - 1) 5.45 200 (1 - 1) 4.45 1.73 400 (1 - 24) 5.73 200 (1 - 24) 3.73 103 (1 - 12) 2.76 200 (1 - 12) 3.73 -100 (1 - 12) 0.73 400 (1 - 1) 5.73 300 (1 - 1) 4.73 200 (1 - 1) 3.73 3.78 400 (1 - 24) 7.78 200 (1 - 24) 5.78 79 (1 - 12) 4.57 200 (1 - 12) 5.78 -100 (1 - 12) 2.78 400 (1 - 1) 7.78 300 (1 - 1) 6.78 200 (1 - 1) 5.78 0.01 400 (1 - 24) 4.01 200 (1 - 24) 2.01 200 (1 - 12) 2.01 200 (1 - 12) 2.01 0 (0 - 0) 0.01 400 (1 - 1) 4.01 300 (1 - 1) 3.01 200 (1 - 1) 2.01

1 Year CMT 2 Year CMT 3 Year CMT 5 Year CMT 7 Year CMT 10 Year CMT FNCR 3060 FNCR 1560

AFT 30YR - FNMA 30YR AFT 15YR - FNMA 15YR

3.10 400 (1 - 24) 7.10 200 (1 - 24) 5.10 103 (1 - 12) 4.13 200 (1 - 12) 5.10 -100 (1 - 12) 2.10 400 (1 - 1) 7.10 300 (1 - 1) 6.10 200 (1 - 1) 5.10

AFT 7YR - 3YR LIBOR SWAP AFT 5YR - 3YR LIBOR SWAP

3.16 400 (1 - 24) 7.16 200 (1 - 24) 5.16 222 (1 - 12) 5.38 200 (1 - 12) 5.16 -20 (1 - 12) 2.96 400 (1 - 1) 7.16 300 (1 - 1) 6.16 200 (1 - 1) 5.16

3.14 400 (1 - 24) 7.14 200 (1 - 24) 5.14 222 (1 - 12) 5.36 200 (1 - 12) 5.14 -20 (1 - 12) 2.94 400 (1 - 1) 7.14 300 (1 - 1) 6.14 200 (1 - 1) 5.14

3 Month Brokered 6 Month Brokered 1 Year Brokered CD 2 Year Brokered CD 3 Year Brokered CD 4 Year Brokered CD 5 Year Brokered CD

0.20 400 (1 - 24) 4.20 200 (1 - 24) 2.20 255 (1 - 12) 2.75 200 (1 - 12) 2.20 0.20 400 (1 - 24) 4.20 200 (1 - 24) 2.20 264 (1 - 12) 2.84 200 (1 - 12) 2.20 0.20 400 (1 - 24) 4.20 200 (1 - 24) 2.20 268 (1 - 12) 2.88 200 (1 - 12) 2.20

0 (0 - 0) 0.20 400 (1 - 1) 4.20 300 (1 - 1) 3.20 200 (1 - 1) 2.20 0 (0 - 0) 0.20 400 (1 - 1) 4.20 300 (1 - 1) 3.20 200 (1 - 1) 2.20 0 (0 - 0) 0.20 400 (1 - 1) 4.20 300 (1 - 1) 3.20 200 (1 - 1) 2.20

0.30 400 (1 - 24) 4.30 200 (1 - 24) 2.30 256 (1 - 12) 2.86 200 (1 - 12) 2.30 -5 (1 - 12) 0.25 400 (1 - 1) 4.30 300 (1 - 1) 3.30 200 (1 - 1) 2.30 0.40 400 (1 - 24) 4.40 200 (1 - 24) 2.40 249 (1 - 12) 2.89 200 (1 - 12) 2.40 -15 (1 - 12) 0.25 400 (1 - 1) 4.40 300 (1 - 1) 3.40 200 (1 - 1) 2.40 0.60 400 (1 - 24) 4.60 200 (1 - 24) 2.60 233 (1 - 12) 2.93 200 (1 - 12) 2.60 -35 (1 - 12) 0.25 400 (1 - 1) 4.60 300 (1 - 1) 3.60 200 (1 - 1) 2.60 0.80 400 (1 - 24) 4.80 200 (1 - 24) 2.80 218 (1 - 12) 2.98 200 (1 - 12) 2.80 -55 (1 - 12) 0.25 400 (1 - 1) 4.80 300 (1 - 1) 3.80 200 (1 - 1) 2.80 0.36 400 (1 - 24) 4.36 200 (1 - 24) 2.36 205 (1 - 12) 2.40 200 (1 - 12) 2.36 -10 (1 - 12) 0.25 400 (1 - 1) 4.36 300 (1 - 1) 3.36 200 (1 - 1) 2.36

Overnight FHLB

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