CMS Case Study

Summary of Rates - 12/31/2020

INDICES

CURR. RATES

SHOCK UP 100BP

SHOCK DOWN 100BP

WSJ Prime Fed Funds

3.25 0.25 0.10 0.10 0.12 0.19 0.21 0.30 0.20 0.28 0.42 0.58 0.90 1.24 0.03 0.05 0.06 0.09 0.19 0.47 0.83 1.19 2.05 1.41 3.52 3.02 3.01 2.99 0.10 0.10 0.10 0.20 0.25 0.45 0.50 0.36 0.17 0.19 0.20

100 (1 - 1) 4.25 100 (1 - 1) 1.25 100 (1 - 1) 1.10 100 (1 - 1) 1.10 100 (1 - 1) 1.12 100 (1 - 1) 1.19 100 (1 - 1) 1.21 100 (1 - 1) 1.30 100 (1 - 1) 1.20 100 (1 - 1) 1.28 100 (1 - 1) 1.42 100 (1 - 1) 1.58 100 (1 - 1) 1.90 100 (1 - 1) 2.24 100 (1 - 1) 1.03 100 (1 - 1) 1.05 100 (1 - 1) 1.06 100 (1 - 1) 1.09 100 (1 - 1) 1.19 100 (1 - 1) 1.47 100 (1 - 1) 1.83 100 (1 - 1) 2.19 100 (1 - 1) 3.05 100 (1 - 1) 2.41 100 (1 - 1) 4.52 100 (1 - 1) 4.02 100 (1 - 1) 4.01 100 (1 - 1) 3.99 100 (1 - 1) 1.10 100 (1 - 1) 1.10 100 (1 - 1) 1.10 100 (1 - 1) 1.20 100 (1 - 1) 1.25 100 (1 - 1) 1.45 100 (1 - 1) 1.50 100 (1 - 1) 1.36 100 (1 - 1) 1.17 100 (1 - 1) 1.19 100 (1 - 1) 1.20

-25 (1 - 1) 3.00 -24 (1 - 1) 0.01 -24 (1 - 1) -0.14 -24 (1 - 1) -0.14 0 (0 - 0) 0.12 0 (0 - 0) 0.19 0 (0 - 0) 0.21 -5 (1 - 1) 0.25 0 (0 - 0) 0.20 -3 (1 - 1) 0.25 -17 (1 - 1) 0.25 -33 (1 - 1) 0.25 -65 (1 - 1) 0.25 -99 (1 - 1) 0.25 -2 (1 - 1) 0.01 -4 (1 - 1) 0.01 -5 (1 - 1) 0.01 -8 (1 - 1) 0.01 -18 (1 - 1) 0.01 -46 (1 - 1) 0.01 -82 (1 - 1) 0.01 -100 (1 - 1) 0.19 -100 (1 - 1) 1.05 -100 (1 - 1) 0.41 -100 (1 - 1) 2.52 -100 (1 - 1) 2.02 -3 (1 - 1) 2.98 -3 (1 - 1) 2.96 0 (0 - 0) 0.10 0 (0 - 0) 0.10 0 (0 - 0) 0.10 0 (0 - 0) 0.20 0 (0 - 0) 0.25 -20 (1 - 1) 0.25 -25 (1 - 1) 0.25 -10 (1 - 1) 0.25 0 (0 - 0) 0.17 0 (0 - 0) 0.19 0 (0 - 0) 0.20

CENTERSTATE FFS SERVISFIRST 1 Month LIBOR 3 Month LIBOR 6 Month LIBOR 1 Year LIBOR 2 Year LIBOR 3 Year LIBOR 4 Year LIBOR 5 Year LIBOR 7 Year LIBOR 10 Year LIBOR 3 Month CMT 6 Month CMT

1 Year CMT 2 Year CMT 3 Year CMT 5 Year CMT 7 Year CMT 10 Year CMT FNCR 3060 FNCR 1560

AFT 30YR - FNMA 30YR AFT 15YR - FNMA 15YR AFT 7YR - 3YR LIBOR SWAP AFT 5YR - 3YR LIBOR SWAP

3 Month Brokered 6 Month Brokered 1 Year Brokered CD 2 Year Brokered CD 3 Year Brokered CD 4 Year Brokered CD 5 Year Brokered CD

Overnight FHLB 1 Month FHLB 3 Month FHLB 6 Month FHLB

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