CMS Case Study

COMMERCIAL LOANS NON RE 82,272,471.99 COMMERCIAL CONSTRUCTION .00 COMMERCIAL REVOLVING NON RE 12,716,435.71 COMMERCIAL LETTERS OF CREDIT 1,971,962.25 COMMERCIAL LETTER OF CREDIT CONTRA 1,971,962.25 OTHER COMMITTMENTS 9,000.00 OTHER COMMITTMENTS - CONTRA 9,000.00 SCM LOANS - TAX FREE 1,424,006.50 NON ACCRUAL LOANS 1,026,719.63 TOTAL COMMERCIAL LOANS NON RE 97,439,633.83 COMMERCIAL REAL ESTATE 230,996,359.98 CONSTRUCTION LOANS 9,477,194.94 CONSUMER RE 52,131,246.22 ADJUSTABLE RATE RE 13,994,001.82 HOME EQUITY 17,713,927.91 TOTAL REAL ESTATE LOANS 324,312,730.87 CONSUMER NON RE 9,340,829.50 PERSONAL LINE OF CREDIT 1,312,252.43 OVERDRAFT PROTECTION .00 OVERDRAFTS 156,161.80 TOTAL CONSUMER LOANS 10,809,243.73

LOANS HELD FOR SALE 931,826.00

LOAN UNPOSTED/WIP - ICPT .00 LOAN SUSPENSE - ICPT 151,685.34 LATE CHARGE RECEIVABLE 86,129.29 LOC UNPOSTED 610.55 PARTICIPATION PAYMENTS IN PROCESS .00

** General Ledger **** Cloyd Bank & Trust **** Report number RPT-985eb 197.40 Page 5 ** ** Bank Statement of Condition By Month **** **** Posting of 2/10/22 created 2/11/22 00:32 **