CMS Case Study

8/17/22, 11:01 AM

Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution

Capital Analysis-d

FDIC Certificate # OCC Charter # 0 Public Report Risk Based Capital ($000) Tier 1 Capital   Total Equity Capital Adjusted - Ineligible Def Tax Assets

FRB District/ID_RSSD 6 / County:

CLOYD BANK & TRUST; GREENBOW , AL Capital Analysis--Page 11C

08/17/2022 10:59:24 AM

12/31/2021

09/30/2021

06/30/2021

03/31/2021

12/31/2020

N/A

N/A

N/A

N/A

N/A

0 0

0 0

0 0

0 0

0 0

- Ineligible Intangibles

- Cumul Change F.V. Financial Liab

N/A

N/A

N/A

N/A

N/A

 Net Tier 1

87,089

78,179

75,663

64,167

62,912

Tier 2 Capital + Qualif Debt and Redeem Pfd + Cumulative Preferred Stock + Allowable LN&LS Loss Allow + Unrl Gain Mktbl Eqy Sec (45%) + Other Tier 2 Capital Comp Total RBC Before Deductions   Tier 1 & Tier 2   Tier 3 & Fin Sub Adj - Deductions for Total RBC  Total Risk-Based-Capital Risk-Weighted Assets On-Balance Sheet  Category Two - 20%  Category Three - 50%  Category Four - 100%    Total On-Balance Sheet  Memo: Category One - 0% Off-Balance Sheet  Category Two - 20%  Category Three - 50%  Category Four - 100%    Total Off-Balance Sheet  Memo: Category One - 0% Adjustments to Risk-Wgt Assets  Risk-Weighted Asset Before Ded - Excess Allowable LN&LS Loss Al - Allocated Transfer Risk Reserve + Mkt Risk Asset & Fin Sub Adj  Total Risk-Weighted Assets Net Eligible Tier 2

N/A N/A N/A N/A 6,639 6,639

N/A N/A N/A N/A 6,135 6,135

N/A N/A N/A N/A 5,708 5,708

N/A N/A N/A N/A 5,464 5,464

N/A N/A N/A N/A 5,464 5,464

93,728

84,314

81,371

69,631

68,376

N/A N/A

N/A N/A

N/A N/A

N/A N/A

N/A N/A

93,728

84,314

81,371

69,631

68,376

80,463 61,175 343,843 530,449 76,266

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

56,733 55,376 310,975 455,856 107,616

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

29,827 52,980 323,342 435,550 123,423

0 0

0 0

0 0

667 667

775 775

1,587 1,587

0

0

0

531,117

490,654

456,631

437,158

437,138

1,027

1,510

425

618

598

0

0

0

0

0

N/A

N/A

N/A

N/A

N/A

530,090

489,144

456,206

436,540

436,540

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