CMS Case Study

8/17/22, 11:01 AM

Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution

Liquidity & Funding 08/17/2022 10:59:24 AM

FDIC Certificate # OCC Charter # 0 Public Report Percent of Total Deposits

FRB District/ID_RSSD 6 / County:

CLOYD BANK & TRUST; GREENBOW , AL Liquidity & Funding--Page 10

12/31/2021

09/30/2021

06/30/2021

03/31/2021

12/31/2020

BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT BANK PG 5 PCT

 Individ, Partnerships, and Corp.  U.S. Govt, States & Political Sub in U.S.  Comml Banks & Other Dep Inst. in U.S.

72.67 27.30 0.03 0.00 0.00

89.28 9.40 0.54 0.02 0.00

3

74.59 25.38 0.03 0.00 0.00

89.38 9.22 0.60 0.03 0.00

5

78.16 21.81 0.04 0.00 0.00

89.41 9.10 0.66 0.03 0.00

9

78.16 21.80 0.04 0.00 0.00

89.53 8.94 0.70 0.03 0.00

9

79.62 20.30 0.08 0.00 0.00

89.38 8.96 0.81 0.03 0.00

12 91 56 98 99 93 35 86 99 99 99 42 42 68 50 58 37 29 31 59 71 50 76 6

97 52 98 99

96 51 98 99

93 51 98 99

94 51 98 99

 Banks in Foreign Countries  Foreign Govts and Official Inst.

  Total deposits

100.00 100.00

93 100.00 100.00

93 100.00 100.00

92 100.00 100.00

93 100.00 100.00

  Domestic Demand Deposits   Domestic Other Transaction Accts   Domestic Nontransaction Accts   Total Domestic Deposits   Deposits in Foreign Offices

8.51 3.31

26.80 12.89 58.10

13 20 88

0.00 12.54 87.46

26.12 12.07 59.60

0

0.13 12.56 87.31

25.62 11.75 60.54

0

0.16 11.55 88.29

24.80 11.47 61.72

0

4.99 5.63

22.83 10.75 64.54

51 86

53 86

50 86

88.18

89.39

100.00 100.00

99 100.00 100.00

99 100.00 100.00

99 100.00 100.00

99 100.00 100.00

0.00

0.00

99

0.00

0.00

99

0.00

0.00

99

0.00

0.00

99

0.00

0.00

  Total Deposits

100.00 100.00

99 100.00 100.00

99 100.00 100.00

99 100.00 100.00

99 100.00 100.00

Liquidity/Funding Ratios  Net Non Core Fund Dep $250M

7.13 80.53 3.28

-7.91 82.03 4.48

84 34 45 26 70 18 19 63 74 55 85

4.17 81.68 5.60

-7.75 81.25 4.74

77 47 65

-2.43 80.81 5.47

-6.67 80.89 4.95

55 -12.55

-7.04 80.56 4.94

33 47 66

-5.52 78.86 6.97

-3.83 79.11 5.53

 Core Deposits

43 62

81.28 6.01

 Short Term Non Core Funding S.T Inv to S.T. Ncore Fund S.T. Asset to S.T. Liabilities Net S.T. Liabilities to Assets Net Loans & Leases to Deposits Net LN&LS to Core Deposits Brkr Dep Mat < 1 Yr to Brkr Deps Brokered Deposits to Deposits Listing Service Dep to Deposits List Service and Brkrd Dep to Deps Sec Bor + sec FFP to Tot Bor + FFP Recip Brkrd Dep to Tot Brkrd Dep Total Deposits  Individ, Partnerships, and Corp.  U.S. Govt, States & Political Sub in U.S.  Comml Banks & Other Dep Inst. in U.S.

114.88 505.15 148.82 249.06 -4.05 -11.75

94.49 472.39

21 210.74 442.90 26 173.02 228.44

43 321.71 460.78 47 231.68 226.36

55 223.13 375.25 60 194.25 202.40

35 121.23 239.31

-2.45 -11.63

74 14 14 62 73 53 83

-8.52 55.06 57.92

-11.11 70.90 76.27

54 -16.31

-11.04 72.31 78.07

33 -13.42

-9.24 75.84 82.44

52.46 54.73

67.94 72.55

51.65 54.01

69.43 74.43

17 17 62 73 53 81

58.19 61.45

20 20 62 73 53 79

66.68 71.30

N/A 33.56 N/A

N/A 35.38 N/A

N/A 37.05 N/A

N/A 37.44 N/A

N/A 37.71 N/A

0.00 0.00 0.00 0.00 N/A

0.92 0.35 1.52 2.55

0.00 0.00 0.00 0.00 N/A

1.00 0.40 1.66 3.91

0.00 0.00 0.00 0.00 N/A

1.04 0.43 1.77 4.83

0.00 0.00 0.00 0.00 N/A

1.09 0.48 1.88 6.65

0.00 0.00 0.00 0.00 N/A

1.26 0.59 2.18 7.75

2.96 N/A

3.18 N/A

3.17 N/A

3.97 N/A

2.44 N/A

589,144 221,303

571,395 194,395

551,727 153,964

530,233 147,873

483,358 123,225

248

249

248

248

497

 Banks in Foreign Countries  Foreign Govts and Official Inst.

0 0

0 0

0 0

0 0

0 0

  Total Deposits

810,695

766,039

705,939

678,354

607,080

  Domestic Demand Deposits   Domestic Other Transaction Accts   Domestic Nontransaction Accts   Total Domestic Deposits   Deposits in Foreign Offices

68,959 26,866 714,870 810,695

25

928

1,094 78,370 598,890 678,354

30,281 34,158 542,641 607,080

96,063 669,951 766,039

88,689 616,322 705,939

N/A

N/A

N/A

N/A

N/A

  Total Deposits

810,695

766,039

705,939

678,354

607,080

Other Liquidity/Funding Data   Non Core Liabilities $250M   Short Term Non Core Funding

98,125 31,600 777,034 48,458 18,546 2,135 31,525

80,417 50,213 732,551 53,183 15,470 23,284 10,204

79,352 45,438 671,080 51,485 18,083 20,945 13,914

79,825 47,502 642,377 50,396 20,600 23,654 12,323

81,356 50,168 567,720 52,338 19,956 28,172 11,188

  Core Deposits

  Time Deps $250M & Under Mat < 1 Yr   Time Deps $250M & Under Mat > 1 Yr   Time Deps over $250M Mat < 1 Yr   Time Deps over $250M Mat > 1 Yr   Fed Home Loan Bor Mat < 1 Yr   Fed Home Loan Bor Mat > 1 Yr   Other Borrowing Mat < 1 Year

0

0

0

0

0

35,000

20,000

20,000

20,000

20,000

0

0

0

0

0

https://cdr.ffiec.gov/Public/Reports/UbprReportPrint.html

23/39

Made with FlippingBook PDF to HTML5