CMS Case Study

CLOYD BANK & TRUST RSSD-ID Last Updated on 3/30/2022

FFIEC 051 Report Date 12/31/2021

47

(Column K) Allocation by Risk-Weight Category 250%

(Column L) Allocation by Risk-Weight Category 300%

(Column M) Allocation by Risk-Weight Category 400%

(Column N) Allocation by Risk-Weight Category 600%

(Column O) Allocation by Risk-Weight Category 625%

(Column P) Allocation by Risk-Weight Category 937.5%

(Column Q) Allocation by Risk-Weight Category 1,250%

(Column R) Application of Other Risk-Weighting Approaches Exposure Amount

(Column S) Application of Other Risk-Weighting Approaches Risk-Weighted Asset Amount

Dollar amounts in thousands

4.

4. Loans and leases held for sale (continued):

RCONH279

RCONH280

4.d.

d. All other exposures..............................................................

0

0

5.

5. Loans and leases held for investment:

RCONH281

RCONH282

5.a.

a. Residential mortgage exposures.........................................

0

0

RCONH283

RCONH284

5.b.

b. High volatility commercial real estate exposures.................

0

0

RCONH285

RCONH286

5.c.

c. Exposures past due 90 days or more or on nonaccrual 11 ....

0

0

RCONH287

RCONH288

5.d.

d. All other exposures..............................................................

0

0

6.

6. LESS: Allowance for loan and lease losses

RCONH186

RCONH290

RCONH187

RCONH291

RCONH292

7.

7. Trading assets.............................................................................

0

0

0

0

0

RCONH293

RCONH188

RCONS470

RCONS471

RCONH294

RCONH295

8.

8. All other assets 12 ........................................................................

0

0

0

0

0

0

RCONH296

RCONH297

8.a.

a. Separate account bank-owned life insurance......................

0

0

RCONH298

RCONH299

8.b.

b. Default fund contributions to central counterparties............

0

0

6. For loans and leases held for sale, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 7. For loans and leases, net of unearned income, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 8. Includes premises and fixed assets; other real estate owned; investments in unconsolidated subsidiaries and associated companies; direct and indirect investments in real estate ventures; intangible assets; and other assets. 11. For loans and leases, net of unearned income, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 12. Includes premises and fixed assets; other real estate owned; investments in unconsolidated subsidiaries and associated companies; direct and indirect investments in real estate ventures; intangible assets; and other assets.