CMS Case Study

Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion - FFIEC 051

Table of Contents

Schedule RC-K - Quarterly Averages(Form Type - 051).....................................................................30 Schedule RC-L - Off-Balance Sheet Items(Form Type - 051)..........................................................31 Schedule RC-M - Memoranda(Form Type - 051).....................................................................33 Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets(Form Type - 051).....................................................................36 Schedule RC-O - Other Data for Deposit Insurance and FICO Assessments(Form Type - 051)..........39 Schedule RC-R Part I - Regulatory Capital Components and Ratios(Form Type - 051).........41 Schedule RC-R Part II - Risk-Weighted Assets(Form Type - 051)..........................................................44 Schedule RC-T - Fiduciary and Related Services(Form Type - 051)..................................53 Schedule SU - Supplemental Information(FormType - 051)...................................................................57 Optional Narrative Statement Concerning the Amounts Reported in the Consolidated Reports of Condition and Income(Form Type - 051).........58

Signature Page............................................................1

Table of Contents.........................................................2

Contact Information for the Reports of Condition and Income...................................................................3 USA PATRIOT Act Section 314(a) Anti-Money Laundering Contact Information............................4

Contact Information(Form Type - 051).........................5

Schedule RI - Income Statement(Form Type - 051).......................................................................7 Schedule RI-A - Changes in Bank Equity Capital(Form Type - 051).......................................9 Schedule RI-B Part I - Charge-offs and Recoveries on Loans and Leases(Form Type - 051)..............10 Schedule RI-B Part II - Changes in Allowances for Credit Losses(Form Type - 051)..........................11 Schedule RI-C - Disaggregated Data on the Allowance for Loan and Lease Losses(Form Type - 051)..........................................................12 Schedule RI-E - Explanations (Form Type - 051).....................................................................13 Schedule RC - Balance Sheet(Form Type - 051).....................................................................15 Schedule RC-C Part I - Loans and Leases(Form Type - 051)..........................................................19 Schedule RC-C Part II - Loans to Small Businesses and Small Farms(Form Type - 051).....................23 Schedule RC-E - Deposit Liabilities(Form Type - 051).....................................................................25 Schedule RC-F - Other Assets(Form Type - 051).....................................................................28 Schedule RC-G - Other Liabilities(Form Type - 051).....................................................................29 Schedule RC-B - Securities(Form Type - 051)...........17

For information or assistance, national banks, state nonmember banks, and savings associations should contact the FDIC’s Data Collection and Analysis Section, 550 17th Street, NW, Washington, DC 20429, toll free on (800) 688-FDIC(3342), Monday through Friday between 8:00 a.m. and 5:00 p.m., Eastern Time. State member banks should contact their Federal Reserve District Bank. Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency Legend: NR - Not Reported, CONF - Confidential