CMS Case Study

Balance Sheet Comparison - 12/31/2021

DEC 21

SEP 21

VARIANCE

Balance Rate

Balance Rate

Balance Rate

Equity

87,089 -- -1,427 -- 85,663 --

78,179 -- 2,214 -- 80,393 --

8,910 -- -3,641 -- 5,269 --

OCI (ASC 320) Total Equity

TOTAL LIABILITIES & EQUITY

964,860 0.24

896,832 0.25

68,027 -0.01

Cloyd Bank & Trust - Page 73