CMS Case Study

Summary of Potential Strategies - 12/31/2021

STRATEGY

EXPECTED RESULTS

RISKS

4. Stress Testing: 

 Discuss @ ALCO.

 Discuss @ ALCO.

See Attached Stress Testing (Economic Value of NMDs) – Analyzing impact of the average life and functional cost assumptions on non-maturity deposits in the Economic Value calculation.

Cloyd Bank & Trust - Page 37