Bank Directors Seminar, Coeur d'Alene, ID

P R E S E N TAT I O N F O R : C S B S – B A N K D I R E C T O R S S E M I N A R

C U R R E N T & E M E R G I N G T R E N D S I N T H E B A N K I N G L A N D S C A P E

D.A. Davidson & Co.

Tom Hayes Managing Director, Investment Banking Phone: (406) 268-3084 E-mail: thayes@dadco.com

P R I V A T E & C O N F I D E N T I A L S E P T E M B E R 1 7 , 2 0 1 8

T A B L E O F C O N T E N T S

1. Overview of D.A. Davidson & Co.

2. Pacific Northwest Banking Overview

3. Public Markets Update

4. National Bank M&A Market Update

This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to D.A. Davidson & Co., member SIPC, and were prepared exclusively for the benefit and use of the recipient. Neither the printed presentation nor any oral or video presentation that supplements it, nor any of their contents, may be reproduced, distributed or used for any other purpose without the prior written consent of D.A. Davidson & Co. The analyses contained herein rely upon information obtained from the recipient or from public sources, the accuracy of which has not been verified, and cannot be assured, by D.A. Davidson & Co. Moreover, many of the projections and financial analyses herein are based on estimated financial performance prepared by or in consultation with the recipient and are intended only to suggest reasonable ranges of results. Finally, the printed presentation is incomplete without any oral or video presentation that supplements it.

5. Pacific Northwest Bank M&A Market Update

This material is protected under applicable copyright laws and does not carry any rights of publication or disclosure.

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