Bank Analysis School

Internal Use Only

The UBPR Includes a Year-Over-Year ACL Reconcilement

Ties to balance sheet [prior year] (pg. 4)

Ties to income statement (pg. 2) Ties to balance sheet [current year] (pg. 4)

Why is the ACL ending balance higher than the beginning balance?

Internal Use Only

The ACL is an evaluation factor for which three component ratings? (Chatstorm)