Bank Analysis School eBook

Internal Use Only

From a bank regulator’s standpoint, the essential purpose of bank earnings is to absorb losses and augment capital .

3 ”

- FDIC Risk Management Manual

Internal Use Only

Learning Objectives 1 – How Banks Generate Income

2 – Income Statement 3 – UBPR Ratio Analysis 4 – Budget 5 – Impact on Capital 6 – Risk vs. Return