Bank Analysis School eBook

Community Banks Invest in Bonds

Other - 0% Average Securities Mix (9/30/2024)

Corporates - 2%

U.S. Treasuries/ Agencies - 28%

MBS/CMOs/ ABS - 34%

Municipals - 36%

Investment Terminology

Premium & Discount

Available-for-Sale

Held-to-Maturity

Par Value

Amortized Cost (a.k.a. book value)

Coupon Rate

Market Value

Yield to Maturity

Maturity Date

Pre-Payment

CSBS Investments Guide includes definitions