Bank Analysis School eBook

3 Asset quality is one of the most critical areas in determining the overall condition of a bank…Examiners should be diligent and focused when reviewing a bank’s assets, as they can significantly impact most other facets of operations. ” - FDIC Risk Management Manual

Learning Objectives

1 – Importance and Impact on Other Components

2 – Asset and Loan Categories

3 – Asset Classification / Problem Assets

4 – Allowance for Credit Losses