Bank Analysis School eBook

Internal Use Only

How did the Net Interest Margin React to Rising Interest Rates?

Internal Use Only

How would the Net Interest Margin React to Falling Interest Rates?

Fritos Bank Net Interest Margin Through Rate Cycles

1.0% 2.0% 3.0% 4.0% 5.0% 6.0%

State Average NIM

Fritos NIM

Fed Funds Rate