Bank Analysis School eBook

Internal Use Only

Learning Objectives

Video Series Review (Kahoot!)

Current interest rate environment

What is interest rate risk and what does it look like?

Importance of deposit assumptions

Evaluate Sunny State Bank

Internal Use Only

Short- and Long-Term Interest Rates Rose Sharply After the Pandemic

6.0%

5.0%

4.0%

10-Year Treasury Rate (long-term)

3.0%

2.0%

Federal Funds Rate (short-term)

1.0%