Bank Analysis School eBook

Bank Analysis School Resource Guide

Topic

Title/Description

Location / Link

Emailed

CSBS UBPR Ratio Flow Chart for Earnings Analysis Intended to aid in navigating the UBPR, analyzing key ratios, and calculating “core” earnings.

EARNINGS

Emailed

CSBS Investments Analysis Guide Guide for understanding investments.

Municipal Bond Job Aid (csbs.org) Supervisory Insights Summer 2013 (fdic.gov)

CSBS Municipal Bond Job Aid Resource to help understand and analyze municipal bonds. FDIC Supervisory Insights – Summer 2013 Contains an article covering securities pre-purchase analysis and ongoing monitoring expectations. CSBS Capital Guide Resource to understand components of capital, key ratios, etc.

INVESTMENTS

Emailed

CAPITAL

Emailed

CSBS Liquidity Analysis Guide Guide for analyzing this component.

FIL-13-2010

FIL-13-2010: Funding and Liquidity Risk Management States that all banks need a Contingency Funding Plan and outlines expectations surrounding cash flow projections and stress-testing.

LIQUIDITY

FIL-39-2023

FIL-39-2023: Importance of Contingency Funding Plans

Emailed

CSBS Sensitivity to Market Risk Analysis Guide Guide for analyzing this component.

FIL-2-2010

FIL-2-2010: Joint Interagency Advisory on Interest Rate Risk Management Outlines risk management best practices for interest rate risk.

SENSITIVITY TO MARKET RISK

FIL-2-2012

FIL-2-2012: Interest Rate Risk Management FAQs

Technical Assistance Videos (fdic.gov) Supervisory Insights Winter 2014 (fdic.gov) Basics for Bank Directors (kansascityfed.org) Bank Accounting Advisory Series (occ.gov)

FDIC Interest Rate Risk Technical Assistance Videos Includes six short videos (6-12 minutes each) covering interest rate risk.

Winter 2014 Supervisory Insights Entire issue is dedicated to interest rate risk.

Basics for Bank Directors Resource which explains basic banking and regulatory concepts.

GENERAL

OCC Bank Accounting Advisory Series Addresses key accounting concepts in a Q&A format.