Bank Analysis School eBook

Learning Objectives

1 – Impact on Other Components

2 – Investment Types and Terminology

3 – Yield Curve and Credit Risk Premium

4 – Interest Rate Risk

Community Banks Invest in Bonds

Other - 0% Average Securities Mix (12/31/2023)

Corporates - 2%

U.S. Treasuries/ Agencies - 28%

MBS/CMOs/ ABS - 34%

Municipals - 36%