Bank Analysis School eBook

Transition Period As with other parts of the capital rule, the conservation buffer is subject to phase in. The phase-in does not begin until January 1, 2016 and the buffer will be fully phased in on January 1, 2019. The phase in percentages and corresponding minimum capital ratios are illustrated in the following table.

Capital Conservation Buffer Phase-in Schedule Buffer

2015

2016

2017

2018 1.875 6.375

2019

Capital Conservation Buffer

--

0.625%

1.25 5.75

2.50 7.00

Minimum Common Equity Tier 1 Capital Plus Conservation Buffer Minimum Tier 1 Capital Plus Conservation Buffer Minimum Total Capital Plus Conservation Buffer

4.50

5.125

6.00

6.625

7.25

7.875

8.50

8.00

8.625

9.25

9.875

10.50

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