Bank Analysis School September 2023 - Presentations & Resources

Internal Use Only

Examination Process Examinations are the fact-finding function of bank supervision. Purpose of examination is to assess: •Adequacy of capital for the risk profile of the bank •Asset quality •Ability of management, and compliance with applicable laws and regulations •Earnings performance and future prospects •Ability to meet the demands of depositors and other creditors •Degree of exposure to interest rate risk

Internal Use Only

Types of Examinations

Full-scope vs. Limited

Joint vs. Independent vs. Concurrent

Risk-focused: To effectively evaluate the safety and soundness of the bank by focusing resources on the highest risk areas