Bank Analysis School September 2023 - Presentations & Resources

Internal Use Only

Based on the preceding UBPR ratios, how would you describe the level of loan losses at Sunny State Bank over the last few years? (Chatstorm)

Internal Use Only

Learning Objectives

1 – Importance of AQ / Impact on Other Components

2 – Asset and Loan Categories

3 – Asset Classification / Problem Assets

4 – Loan Underwriting and Administration

5 – Allowance for Credit Losses