Bank Analysis School September 2023 - Case Study
FDIC Certificate # OCC Charter # 0 Public Report Risk Based Capital ($000 Tier One Capital Total Equity Capital Adjusted - Ineligible Def Tax Assets - Ineligible Intangibles - Cumul Change F.V. Financial Liab Tier Two Capital + Qualif Debt and Redeem Pfd + Cumulative Preferred Stock + Allowable LN&LS Loss Allow + Unrl Gain Mktbl Eqy Sec (45%) + Other Tier 2 Capital Comp Net Tier One
SUNNY STATE BANK Capital Analysis--Page 11C
12/31/2018
12/31/2017
12/31/2016
12/31/2015
12/31/2014
N/A 327
N/A 262
N/A 253
N/A
7,076
58
0 7 0
0
0
0
0
N/A
N/A
N/A
N/A
6,585
6,559
6,892
7,135
7,069
N/A N/A 388 N/A N/A 388
N/A N/A 320 N/A N/A 320
N/A N/A 352 N/A N/A 352
N/A N/A 317 N/A N/A 317
0 0 0 0
404
Net Eligible Tier Two
404
Total RBC Before Deductions Tier One & Tier Two Tier Three & Fin Sub Adj - Deductions for Total RBC Total Risk-Based-Capital Risk-Weighted Assets On-Balance Sheet Category Two - 20% Category Three - 50% Category Four - 100% Total On-Balance Sheet Memo: Category One - 0%
6,973
6,879
7,244
7,452
7,473
N/A N/A
N/A N/A
N/A N/A
N/A N/A
N/A
0
6,973
6,879
7,244
7,452
7,473
5,315 15,280 23,664 45,121 1,890
5,583 14,909 23,650 45,154 4,630
5,498 13,477 27,283 47,251 2,658
4,994 12,934 26,163 45,180 3,488
6,006 11,840 24,795 42,641 3,645
Off-Balance Sheet Category Two - 20% Category Three - 50% Category Four - 100% Total Off-Balance Sheet Memo: Category One - 0% Adjustments to Risk-Wgt Assets Risk-Weighted Asset Before Ded - Excess Allowable LN&LS Loss Al - Allocated Transfer Risk Reserve + Mkt Risk Asset & Fin Sub Adj Total Risk-Weighted Assets
0
0 0
0 0
0 0
0 0
464
2,769 3,232
15 15 15
22 22 23
22 22
22 22
0
0
0
48,354
45,169
47,273
45,203
42,663
0 0
0 0
0 0
0 0
0 0 0
N/A
N/A
N/A
N/A
48,354
45,169
47,273
45,203
42,663
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