Bank Analysis School Case Study

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Sunny State Bank

LOAN GROWTH

Loan Volume by Category

5M 10M 15M 20M 25M 30M 35M 40M 45M 50M

Metrics

1-4 Family Agricultural Commercial Consumer CRE Other

20X0 Q4

20X1 Q1

20X1 Q2

20X1 Q3

20X1 Q4

20X2 Q1

20X2 Q2

20X2 Q3

20X2 Q4

20X3 Q1

20X3 Q2

20X3 Q3

20X3 Q4

20X4 Q1

20X4 Q2

20X4 Q3

20X4 Q4

20X5 Q1

20X5 Q2

20X5 Q3

20X5 Q4

Loan Growth Rate

1.0% 2.0% 3.0% 4.0% 5.0%

4.2%

3.5%

1.8%

1.9%

1.8%

1.2%

0.8%

0.7%

Metrics

0.3%

0.1% (0.1%) 0.2%

1.0%

(0.2%)

0.6%

Bank State All Banks

(2.0%) (1.0%) 0.0%

(0.9%)

(1.1%)

(1.9%)

(1.8%)

(3.0%)