Bank Analysis School Case Study

FDIC Certificate # XXXX OCC Charter # 0 Public Report

SUNNY STATE BANK Capital Analysis--Page 11B

Capital Analysis-c

12/31/20X5

12/31/20X4

12/31/20X3

12/31/20X2

12/31/20X1

Risk Weighted Assets On BS Assets and Securitization Exp 2% Category

0 0

0 0

N/A N/A

N/A N/A

N/A N/A

4% Category 20% Category 50% Category 100% Category 150% Category 250% Category 300% Category 400% Category 600% Category 1250% Category

5,315 15,281 23,664

5,583 14,909 23,650

5,498 13,477 27,283

4,994 12,934 26,163

6,006 11,840 24,795

246 N/A

405 N/A

395 N/A

501 N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

Other Risk-Weighting App Categories Tot RWA Securitization Exp SSFA Mthd Total RWA Securitization Exp Gross-Up On-Balance Sheet Risk Weighted Assets

616

607

598

589

45,121 1,890

45,154 4,630

47,251 2,658

45,180 3,488

42,641 3,645

Memo - 0% Category - $

Off BS/Oth Items Subj to Risk Weighting 2% Category

0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0

N/A N/A N/A

4% Category 10% Category 20% Category 50% Category 100% Category 150% Category 625% Category 937.5% Category 1250% Category

0 0

464

2,769

15

22

22

22

N/A N/A N/A N/A N/A N/A N/A N/A

1250% Category Securitization Exp Oth Risk-Weighting App Categories Tot RWA Securitization Exp SSFA Mthd Total RWA Securitization Exp Gross-Up Tot Deriv, Off-BS and Oth - Risk Wght

3,233

15 15

22 23

22

22

Memo - 0% Category - $

0

0

0

Standardized Market Risk Weighted Assets

0

0

0

0

0

Risk-Weighted Asset Before Ded - Excess Allowable LN&LS Loss - Allocated Transfer Risk Reserve Total Risk Weighted Assets

48,354

45,169

47,273

45,203

42,663

0 0

0 0

0 0

0 0

0 0

48,354

45,169

47,273

45,203

42,663

Current Credit Exposure All Derivatives

0

0

0

0

0

Derivatives Notional Prin Amounts OTC Contracts Total

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

N/A N/A N/A N/A N/A N/A

Interest Rate

All Other

Centrally Clreared Contracts Total

Interest Rate

All Other