Bank Analysis School Case Study

Available-for-Sale Securities Non-Interest Bearing Deposits Estimate of Uninsured Deposits Deposit Accounts > $250M Brokered Reciprocal Deposits Listing Service Deposits LN&LS in Foreign Offices All Brokered Deposits Allowance for Credit Losses (ACL): Allowance for LN&LS HFI Allowance for AFS/HTM Sec Allowance for Other Fin Assets Allowance for Off Bal Sheet Exp Less: Allow for Purch Cred-Deterior Less: Allow for AFS Securities Less: Allocated Transfer Risk Resv Total ACL Loans Held for Sale Loans not Held for Sale

24,600 9,144

26,611

25,830

25,440

27,863

-2.13 -7.56 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 1.31 21.25 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 0.82 1.11

N/A N/A N/A

N/A N/A N/A

N/A N/A N/A

N/A N/A N/A

N/A

13,751

0 0 0

0 0 0

0 0 0

0 0 0

0 0 0

N/A

N/A

N/A

N/A 270

N/A

0

0

0

0

46,288

45,778

46,116

44,075

41,607

388 N/A N/A 388 N/A N/A 0

320 N/A N/A N/A N/A N/A N/A N/A N/A

352 N/A N/A N/A N/A N/A N/A N/A N/A

318 N/A N/A N/A N/A N/A N/A N/A N/A

404 N/A N/A N/A N/A N/A N/A N/A N/A

0

Total Adjusted ACL

388