Bank Analysis School Case Study

Deposit Report - Promotional Specials Account: Sunny State Bank Date: 02/14/20 X6 Market: 1 Market Area Institution

Term (Months)

Min Deposit

Rate

APY Type

Notes

Continued from previous page.

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1

North Valley Bank-Corning $50,000

25 36 36 36 36 36 36 36 36 36 36 36 36 36 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 37 48 48 54 54

1.99 0.70 1.29 0.70 1.29 1.29 1.39 0.50 0.50 1.39 1.39 1.44 1.44 1.44 0.01 1.99 1.99 0.21 0.21 0.26 0.21 0.21 0.26 0.05 2.47 2.47 0.25 0.30 0.25 0.15 0.35 0.40 0.35 0.20 0.40 0.45 0.40 1.99 1.99 0.22 0.42 0.47 0.42 2.71 2.71 0.25 0.45 0.50 0.45 0.95 0.95 1.99 1.99

2.01 FIRA 0.70 BSCD

Sunny State Bank-S unny Chase Bank-Lancaster Sunny State Bank-S unny Chase Bank-Lancaster Chase Bank-Lancaster Chase Bank-Lancaster Chase Bank-Lancaster Chase Bank-Lancaster Chase Bank-Lancaster Chase Bank-Lancaster Chase Bank-Lancaster PNC Bank-Newark PNC Bank-Newark

$1,000 $1,000 $1,000 $1,000 $1,000 $10,000 $10,000 $10,000 $10,000 $10,000 $100,000 $100,000 $100,000

1.30 BSRELCD 36-41 MO/CKG

0.70 CD

1.30 RELCD 36-41 MO/CKG 1.30 RELFIRA 36-41 MO/CKG 1.40 BSRELCD 36-41 MO/CKG 0.50 RELCD CALL/CKG 1.40 RELCD 36-41 MO/CKG 1.40 RELFIRA 36-41 MO/CKG 1.45 BSRELCD 36-41 MO/CKG 1.45 RELCD 36-41 MO/CKG 1.45 RELFIRA 36-41 MO/CKG 0.50 CD CALL

CD&IRA/RENEWAL

PNC Bank-Newark

$1 $1 $1 $1 $1 $1 $1 $1 $1

0.01 CD 2.01 CD

North Valley Bank-Corning North Valley Bank-Corning

2.01 FIRA

PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark US Bank-Somerset US Bank-Somerset PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark US Bank-Somerset US Bank-Somerset PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark

0.21 RELCD RENEWAL/PREM CKG 0.21 RELCD RNWL/CHOICE CKG 0.26 RELCD RENEWAL/PERF CKG 0.21 RELFIRA RENWAL/PREM CKG 0.21 RELFIRA RNWL/CHOICE CKG 0.26 RELFIRA RENEWAL/PERF CKG

CD&IRA

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $10,000 $10,000 $10,000 $10,000 $25,000 $25,000 $25,000 $25,000 $100,000 $100,000 $100,000 $100,000 $250,000 $250,000 $500,000 $500,000 $500,000 $500,000

0.05 CD 2.50 CD

2.50 FIRA

0.25 RELCD CHOICE/PREM CKG 0.30 RELCD CD&IRA/PERF CKG 0.25 RELFIRA CHOICE/PREM CKG 0.35 RELCD CHOICE/PREM CKG 0.40 RELCD CD&IRA/PERF CKG 0.35 RELFIRA CHOICE/PREM CKG 0.40 RELCD CHOICE/PREM CKG 0.45 RELCD CD&IRA/PERF CKG 0.40 RELFIRA CHOICE/PREM CKG 0.15 CD CD&IRA 0.20 CD CD&IRA

North Valley Bank-Corning $50,000 North Valley Bank-Corning $50,000

2.01 CD

2.01 FIRA

CD&IRA

0.22 CD

0.42 RELCD CHOICE/PREM CKG 0.47 RELCD CD&IRA/PERF CKG 0.42 RELFIRA CHOICE/PREM CKG

2.75 CD

2.75 FIRA

CD&IRA

0.25 CD

0.45 RELCD CHOICE/PREM CKG 0.50 RELCD CD&IRA/PERF CKG 0.45 RELFIRA CHOICE/PREM CKG

Sunny State Bank-S unny Sunny State Bank-S unny North Valley Bank-Corning North Valley Bank-Corning

$1,000 $1,000

0.95 BSCD

0.95 CD 2.01 CD

$1 $1

2.01 FIRA

Continued on next page.

Notes: R/U = Rates Unavailable (Product is offered but current rates could not be obtained). W/Q = Won't Quote (Product is offered. Institution would not cooperate in quoting rates). N/A = Not Available (Product is not offered by this institution). Sales and Service (800.348.1831) Fax (800.622.8741) http://www.rate-watch.com

CS = Customer Status (Rates depends on customer).

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