Bank Analysis School Case Study

Deposit Report - Promotional Specials Account: Sunny State Bank Date: 02/14/20 X6 Market: 1 Market Area Institution

Term (Months)

Min Deposit

Rate

APY Type

Notes

W/Q

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1

Standing Stone Bank-Lanc Unified Bank-Lancaster

$0

0 0 5 6 6 8 8 8 8 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9

0.00 1.99 0.01 0.10 0.10 1.74 1.74 1.74 1.74 0.04 0.24 0.24 0.29 0.24 0.24 0.29 1.00 0.06 0.26 0.31 1.00 0.26 1.00 1.98 0.08 0.28 0.33 1.98 0.28 1.98 0.10 0.30 0.35 0.30 2.23 0.12 0.32 0.37 2.23 0.32 2.23 0.15 0.35 0.40 0.35 1.49 1.49 1.49 0.25 0.25 1.98 1.98 1.49

0.00

$20,000 $1,000 $1,000 $1,000

2.01 MM MM INDEX/NEW$

5-7 MO/NP

Park NB-Newark

0.01 CD

Commodore Bank-Somers Commodore Bank-Somers North Valley Bank-Corning North Valley Bank-Corning

0.10 BSCD NP

NP

0.10 CD 1.75 CD

$1 $1

1.75 FIRA

North Valley Bank-Corning $50,000 North Valley Bank-Corning $50,000

1.75 CD

1.75 FIRA

CD&IRA/RENEWAL

PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark Chase Bank-Lancaster Chase Bank-Lancaster

$1 $1 $1 $1 $1 $1 $1

0.04 CD

0.24 RELCD RENEWAL/PREM CKG 0.24 RELCD RNWL/CHOICE CKG 0.29 RELCD RENEWAL/PERF CKG 0.24 RELFIRA RENEWAL/PREM CKG 0.24 RELFIRA RNWL/CHOICE CKG 0.29 RELFIRA RENEWAL/PERF CKG

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $25,000 $25,000 $25,000 $25,000 $100,000 $100,000 $100,000 $100,000 $100,000 $100,000 $100,000 $500,000 $500,000 $500,000 $500,000

1.01 BSRELCD 9-11 MO/CKG

CD&IRA

0.06 CD

0.26 RELCD CHOICE/PREM CKG 0.31 RELCD CD&IRA/PERF CKG

1.01 RELCD 9-11 MO/CKG

PNC Bank-Newark

0.26 RELFIRA CHOICE/PREM CKG

Chase Bank-Lancaster Chase Bank-Lancaster

1.01 RELFIRA 9-11 MO/CKG 2.00 BSRELCD 9-11 MO/CKG

CD&IRA

PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark

0.08 CD

0.28 RELCD CHOICE/PREM CKG 0.33 RELCD CD&IRA/PERF CKG

Chase Bank-Lancaster

2.00 RELCD 9-11 MO/CKG

PNC Bank-Newark

0.28 RELFIRA CHOICE/PREM CKG

Chase Bank-Lancaster PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark Chase Bank-Lancaster Chase Bank-Lancaster

2.00 RELFIRA 9-11 MO/CKG

CD&IRA

0.10 CD

0.30 RELCD CHOICE/PREM CKG 0.35 RELCD CD&IRA/PERF CKG 0.30 RELFIRA CHOICE/PREM CKG

2.25 BSRELCD 9-11 MO/CKG

CD&IRA

0.12 CD

0.32 RELCD CHOICE/PREM CKG 0.37 RELCD CD&IRA/PERF CKG

2.25 RELCD 9-11 MO/CKG

PNC Bank-Newark

0.32 RELFIRA CHOICE/PREM CKG

Chase Bank-Lancaster

2.25 RELFIRA 9-11 MO/CKG

CD&IRA

PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark PNC Bank-Newark

0.15 CD

0.35 RELCD CHOICE/PREM CKG 0.40 RELCD CD&IRA/PERF CKG 0.35 RELFIRA CHOICE/PREM CKG

Huntington NB-Zanesville Huntington NB-Zanesville Huntington NB-Zanesville Sunny State Bank-S unny Sunny State Bank-S unny

$1 $1 $1

11 11 11 11 11 11 11 11

1.50 BSCD

1.50 CD

1.50 FIRA 0.25 BSCD

$1,000 $1,000 $1,000 $1,000

0.25 CD 2.00 CD

US Bank-Somerset US Bank-Somerset

2.00 FIRA 1.50 BSCD

Huntington NB-Zanesville $100,000

Continued on next page.

Notes: R/U = Rates Unavailable (Product is offered but current rates could not be obtained). W/Q = Won't Quote (Product is offered. Institution would not cooperate in quoting rates). N/A = Not Available (Product is not offered by this institution). Sales and Service (800.348.1831) Fax (800.622.8741) http://www.rate-watch.com

CS = Customer Status (Rates depends on customer).

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