Bank Analysis School Case Study
Proforma Capital Calculations
12/31/ 20x5 Amended Call Report
Anticipated $1.5M Capital Raised
Post - Offering Capital Position
Total Equity Less: AOCI
$6,912
1,500
$8,412
(738) 6,174 (327)
(738) 7,674 (327)
Subtotal
1,500
DTA Adjustment AOCI Adjustment
738
738
Tier 1 Capital
$6,585
1,500
$8,085
ALLL Adjustment
388
388
Total Capital
$6,973
1,500
$8,473
Average Assets
$80,548
1,500
$82,048
Risk-weighted Assets*
48,294
750
49,044
Tier 1 Leverage Ratio
8.18%
9.85%
Total Capital Ratio
14.44%
17.28%
Note: Calculations assume a static balance sheet. *Assume 50% risk weight for usage of new capital for illustration purposes.
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