Bank Analysis School Case Study

Sunny State Bank

EARNINGS - NET INCOME

Net Income (Yearly)

$391,000

$386,000

$400K

$297,000

$300K

$200K

$118,000

$100K

$31,000

$0

$-100K

$-200K

($271,000)

$-300K

20X5 Q4

20X0 Q4

20X1 Q4

20X2 Q4

20X3 Q4

20X4 Q4

Net Income (Quarterly)

Year

20X5

$60K

$51,000

$40K

$20K

$11,000

$0

($1,000)

$-20K

($30,000)

$-40K

20X5 Q1

20X5 Q2

20X4 Q3

20X5 Q4