Bank Analysis School Case Study eBook

Sunny State Bank

EARNINGS - OVERHEAD COSTS

Number of Employees (Full-Time Equivalent)

28

24

20

16

12

8

4

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Average Personnel Expense Per Employee ($thousands)

Assets Per Employee ($millions)

$76

4.8

$72

$4.4

4.4

$69

$67

$4.3

$68

$68

4

$63

$3.9

$64

$3.8

$3.8

$63

Metrics

$3.9

$3.7 $3.8

$3.7

$60

$62

$63

$3.7

$60

$59

$60

Bank State All Banks

$3.7

$3.5

$58

$3.6

3.6

$3.7 $3.7

$3.5

$55

$3.5

$3.4

$56

$3.4

$3.3

$55

$56

$56

$3.4

$54

$56

$3.2

$55

$3.3

3.2

$55

$53

$52

$52

$3.0

$3.0 $3.0

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Branch data are sourced from the FDIC's Summary of Deposits dataset.